Regarding Robinhood margin rates versus the others

My first post will be a question I pose to the world. It is August 2026 and Robinhood brokerage services offers margin interest rates that are less than half of what other brokers like Schwab, JPM, Merrill, E*trade are offering. You do need a gold subscription but that is $50 a year. Why does anybody trade on margin at the other brokers? Would love to hear your opinions.

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